Do I need my freeholder's permission to do work in my flat?
The lease decides, and it usually distinguishes between work you may not do at all and work you may do with consent. Doing it without asking creates a problem that surfaces at sale.
Paperwork, renewals and the annual jobs.
258 guides in Money & Practical
The lease decides, and it usually distinguishes between work you may not do at all and work you may do with consent. Doing it without asking creates a problem that surfaces at sale.
Two routes to eligibility, one automatic and one assessed, and an application that succeeds or fails on how well the assessed route is evidenced.
A separate account, a simple monthly routine, and keeping the evidence in a form that is still there next year.
House purchase transfers are the largest payments most people ever make and are targeted deliberately. The verification routine that stops the attack, and what to do in the first minutes if you have already sent money.
The deadline, who can go, what happens when the parents are not married, and how the process differs in England and Wales, Scotland and Northern Ireland.
Registration is a separate step from filing, it happens months earlier, and the reference number it produces takes real time to arrive.
One calendar, one place for forms and payments, and a weekly slot — the structure that stops things being missed.
Repayment is a percentage of income above a threshold, deducted through payroll, and it behaves nothing like a normal loan — which is why the balance is often the wrong thing to watch.
Converting the balance of maternity or adoption leave into leave both parents can share. The eligibility test on both sides, the three notices, and the trade-offs people discover too late.
The sequence from accepted offer to completion, who does what at each stage, and the points where a chain most often stalls.
What personal possessions cover is, when it duplicates something you already have, and the limits that catch people out.
The two ways of co-owning property in England, Wales and Northern Ireland, what each does when an owner dies, how to change from one to the other, and Scotland's completely different mechanism.
Searches are enquiries your conveyancer makes of third parties about the land rather than the building. What each one covers, which are standard, which are area-specific, and why they take the time they do.
The first few days, the first few weeks, and the services that exist to make the notifications easier.
Untaken statutory holiday is paid on leaving. Holiday taken but not yet earned can be clawed back, but only if the contract says so — which is the half people miss.
You must reply within seven days, deferral is normally granted once, and the pay is an allowance with a daily cap rather than your salary.
The document that ends an employment relationship and the right to sue over it. The six conditions that make it binding, what a protected conversation is, and the tax rule that surprises people.
The main categories of council tax discount and exemption, how to apply through your council, and how far back an award can usually be backdated.
From telling your employer you are pregnant until eighteen months after the birth, you must be offered any suitable alternative vacancy ahead of other employees. What that does and does not give you, and where the protection stops.
The difference between a direct debit, a standing order and a card payment — and why the order matters.
You do not need a deed poll to take a spouse's surname, or usually to go back to a former one. The evidence each organisation wants, the order that works, and the passport rules that catch people before a honeymoon.
Writing a complaint that gets resolved, escalating in the right order, and knowing when to stop.
One list, one calendar, and reminders set at the notice deadline rather than the renewal date.
What counts as acceptable proof, and what to do when you have none of the usual documents.
Interactive calculators — quantities, conversions, costs and sizing — rather than prose.